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Rates & Insurance

Areale Counseling & Wellness is a self-pay and out-of-network provider for most major insurance companies.

Benefits of choosing an out-of-network provider

Working with an out of network provider can offer added protection to your confidentiality and reduce restrictions and potential anxiety around disclosure of confidential clinical notes. Insurance companies who are third-party payers often mandate a psychiatric diagnosis, oversee your health records, set restrictions to your coverage and limit the number of therapy sessions you have annually, despite your therapeutic need. Many may choose an out-of-network provider to avoid these barriers

If you have out-of-network benefits, your insurance provider may cover a significant portion of the cost for your mental health services, after your deductible is met. Our billing department is happy to check the status of your insurance benefits and provide an estimate of your out-of-pocket cost prior to your initial appointment. Please call us on 917-905-4463 or complete our contact form (link to contact page).

Financial Hardship

We are a self-pay and out of network provider of therapy and wellness services, however we understand that people go through financially challenging periods in their lives. Each month we set aside a small number of reduced fee sessions. If you’re struggling financially and need assistance with your mental health, please get in touch to see if you’re eligible for these sessions.


Debit card, credit card, checks, cash, EAB cards, and zelle are all acceptable forms of payment.

Cancelation Policy

We understand that unforeseen events in life can occur, and there are times you’ll need to reschedule your appointment. However, if you don’t show for your scheduled session or haven’t notified us at least 24- hours in advance, you will be required to pay a $200 late cancellation fee.